Non-ChexSystems Banks in Arkansas
Guaranteed Approval Solutions
A lot of states and regions in the US will have plenty of banks and credit unions for you to choose from that don't use ChexSystems and/or provide second chance checking accounts. There are many other ways you can transact without having to deal with ChexSystems, or a bank that can only be found in a specific area! Here are a few of those methods, if you are interested.
- Horizon Card – A credit card that claims to have no credit check, guaranteed instant approval, reports to a major credit bureau, and offers a guaranteed $500 unsecured credit limit.
- Guaranteed Checking Account – This site does not check your ChexSystems report or your credit history and offers a guaranteed checking account. It's an online bank though so if you need to be able to walk into a facility, it may not be for you.
Local Banking Options
Arvest Bank will review on a case by case basis any person who has a negative ChexSystems record.
There are several Bank of the Ozarks branches that will overlook the negative ChexSystems record. But, not all will do this.
For Bank of America, several Hot Springs locations use the previous practices of non BofA banks, which mean some do not verify the new accounts using ChexSystems.
You may also check out our maintained list of second chance checking accounts in Arkansas.